About Fleevo
Making good borrowers visible to lenders
Many heavy equipment contractors in Indonesia are creditworthy, but lenders can't see it. The proof sits in WhatsApp threads, paper bank statements, and machines nobody is tracking. Fleevo turns that scattered information into a credit decision a bank can act on.
Founders
Built by a small team that's seen both sides
Chandra T
Co-founder & CEO
Leads vision, strategy, and business operations at Fleevo. Works directly with banks, multifinance companies, dealers, and industry partners to build financing programs and strategic partnerships.
LinkedInAshiq Muhammed
Co-founder & CPO
Leads product at Fleevo. Previously Director of Product at a YC-backed equipment rental marketplace, where he built out the platform and team. He also co-founded Onvo AI, a data and analytics platform.
LinkedInRonnel Davis
Co-founder & CTO
Leads engineering at Fleevo. Previously Director of Technology at the same YC startup, where he built out the tech and AI. He also co-founded Onvo AI with Ashiq as a data and analytics platform.
LinkedInWhy we started Fleevo
The data to say yes already exists. It's just unreadable to a bank
A contractor with three years of steady work and good equipment utilization looks, on paper, like an unverifiable risk to most lenders, because the proof of that track record is scattered across phone conversations, paper statements, and machines with no reporting attached.
Fleevo reads that evidence the way a patient underwriter would, at the speed AI allows: a WhatsApp conversation collects the documents, AI reads and cross-checks them, and a bank or dealer gets a score with the reasoning attached, in minutes instead of weeks.
We're early, building this with a small set of design partners across Indonesia's heavy equipment lending market before scaling further.
Interested in piloting Fleevo at your institution? Get in touch.